Security Deposit Kya Hai?
Ghar rent par lene se pehle landlord ek advance amount leta hai jise Security Deposit kehte hain. Ye isliye hota hai taaki agar aapne rent nahi diya ya ghar me tod-fod ki, toh landlord us paise se apna nuksan bhar sake.
Pehle Kya Hota Tha? (Bangalore / Mumbai Problem)
Kayi shehron me (khas kar Bangalore me) landlords 10 mahine tak ka rent advance me maangte the. Agar rent 20,000 hai, toh 2 Lakh rupaye advance dene padte the. Isse tenants ko bahut problem hoti thi.
Naya Niyam: Model Tenancy Act (MTA)
Government of India ne Model Tenancy Act pass kiya hai jiske antargat naye rules banaye gaye hain:
- Residential Property (Rehne ke ghar) ke liye: Landlord zyada se zyada sirf 2 mahine ka rent hi security deposit ke roop me le sakta hai.
- Commercial Property (Dukaan/Office) ke liye: Zyada se zyada 6 mahine ka rent deposit ke roop me liya ja sakta hai.
Security Deposit Refund Kab Hoga?
Niyam ke mutabik, jis din aap ghar ki chaabi landlord ko wapas karte hain (vacant possession dete hain), us din landlord ko bacha hua deposit aapko turant wapas karna hota hai.
Makan Malik Kin Cheezon Ke Paise Kaat Sakta Hai?
Landlord aapke deposit se unpaid rent, unpaid bijli/paani ka bill, aur ghar me kiye gaye kisi bade damage (jaise toota hua darwaza) ke paise kaat sakta hai. Lekin "Normal Wear & Tear" (jaise diwar ka rang halka hona ya choti moti kharoch) ke paise kaatna gair-kanooni hai.
